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The pain was impacting his ability to walk. An MRI revealed the thecal sac at the nerve root was indented. A middle-aged female patient came to the Emergency Department complaining of a pounding headache located mostly in her forehead, associated with lightheadedness.

The patient had a medical history of high blood pressure and heart disease but had not taken her blood pressure medication due to financial reasons for at least two months. The patient also had a history of mild atrial fibrillation and chronic lung disease, but the patient reported that she had not had treatment for those.

The patient also reported swelling in her lower extremities for which she took an over-the-counter medication.

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And this patient could be denied coverage for these pre-existing conditions. While Republicans did their level best in to pass a law that would erode protections for folks like the three examples above and many more , President Donald Trump has been providing his own false assurances about about health coverage.

In October, new federal rules expanded the duration of short-term health plans in many states.


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But can being uninsured really kill you? We do not sell insurance products, but this form will connect you with partners of healthinsurance. You may submit your information through this form, or call to speak directly with licensed enrollers who will provide advice specific to your situation.

Read about your data and privacy. The mission of healthinsurance. Learn more about us. Pre-existing conditions are a matter of life and death … The current ongoing line of false reassurances has to do with health coverage for people with pre-existing conditions.

Insured To Kill

Department of Health and Human Services More and more people are beginning to understand that. Who are these people with pre-existing conditions? He presented to the Emergency Department with back pain and sciatica going into his left leg, associated with difficulty walking. A CT scan indicated a disc protrusion in the lower back. This patient had a medical history of a weightlifting injury and known herniated disc. On top of that he presented with a two-week history of gradually increasing low back pain with sciatica.

The pain was impacting his ability to walk. An MRI revealed the thecal sac at the nerve root was indented. A middle-aged female patient came to the Emergency Department complaining of a pounding headache located mostly in her forehead, associated with lightheadedness. The patient had a medical history of high blood pressure and heart disease but had not taken her blood pressure medication due to financial reasons for at least two months.

The patient also had a history of mild atrial fibrillation and chronic lung disease, but the patient reported that she had not had treatment for those. The patient also reported swelling in her lower extremities for which she took an over-the-counter medication. And this patient could be denied coverage for these pre-existing conditions. While Republicans did their level best in to pass a law that would erode protections for folks like the three examples above and many more , President Donald Trump has been providing his own false assurances about about health coverage.

Myth: Life Insurance Will Not Cover Death by Suicide

In October, new federal rules expanded the duration of short-term health plans in many states. But can being uninsured really kill you? We do not sell insurance products, but this form will connect you with partners of healthinsurance. You may submit your information through this form, or call to speak directly with licensed enrollers who will provide advice specific to your situation. Read about your data and privacy. The mission of healthinsurance.

While there are policies that bill themselves as no waiting period life insurance policies, this usually refers to policies that can go into effect immediately, without the need for a medical exam or test results to come in. Even these policies, however, have conditional and suicide riders that allow the insurer to deny coverage for non-disclosure of health-related issues and self-inflicted deaths within a certain time frame of opening the policy. Bear in mind that the suicide life insurance waiting period is beneficial to both the policyholder and the insurance company.

Someone who is considering suicide but wants to make sure their family is well cared for may take out a large life insurance policy.

Can You Collect Life Insurance if Someone Kills Himself? - Boonswang Law

Because of the rider, they would need to wait two years before taking any drastic measures. Hopefully, this is a long enough for their fortunes to turn around and for them to get the help they need for their feelings of despair.

Laboring under the belief that you no longer qualify to receive life insurance benefits will only make things more stressful. Depending on how long ago the life insurance policy was purchased, you may still be able to collect compensation. Of course, the fine print in insurance policies can often be difficult to decipher. When you purchase your coverage through an independent insurance agent, you and your family will have someone to turn to for answers to your insurance-related questions.

Also, if you or someone you love are having thoughts of suicide, please know that help is available.

Insurers Will Try to Avoid Paying Suicide Claims

We encourage you to reach out to loved ones, your doctor, or a therapist. You can also call the National Suicide Prevention Hotline at to speak with someone immediately. You are not alone.


  • Suicide Within 2 Years Of Opening A Policy Can Be Contested.
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